Retirement planning is a big decision, and for many people, $1 million sounds like a comfortable amount to live on. But with rising costs of living, longer lifespans, and uncertain economic times, that figure needs closer examination. Adding gold to a retirement portfolio has become a popular strategy for protecting wealth and reducing risk. The question is: is $1 million enough to retire with gold?

Gold has been valued for thousands of years as a safe store of wealth. It can protect against inflation, market downturns, and currency declines. However, building a retirement plan around gold requires balance, because while gold can preserve value, it doesn’t produce income like stocks or bonds.