What is the best TSP allocation in retirement? An investment strategy might be easy. When you’re in a bull market, invest in stocks that have the best performance, while when you’re in a bear market, then sit and enjoy the safest funds. In the investment world, some investors may do the opposite thing. They choose to buy, hold it, and panic. No one can time the falling and the rising of the market precisely, but you can help yourself by making it close.

Before we choose the best TSP allocation in retirement, we will discuss more on the definition and strategy of the stock. Some strategies may invite you to take more risks since it will give you more returns as well. It may work for a temporary time. Yet, the art of invests is when you avoid and reduce the market risk at a right time.